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The mortgage lending system perpetuates systemic racism With Anna DeSimone

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How does the mortgage lending system perpetuate systemic racism?
What are some of the ways that the current mortgage lending system is not set up for people who are not "standard" or "traditional" mortgage applicants?

In this series on healthcare and social disparities, Dr. Jill Wener, a board-certified Internal Medicine specialist, anti-racism educator, meditation expert, and tapping practitioner, interviews experts and gives her own insights into multiple fields relating to social justice and anti-racism. In this episode, Jill interviews Anna DeSimone, an author and expert on mortgage lending. This conversation focuses on racial inequities in mortgage lending and conscious and unconscious bias in mortgage lending. Anna also addresses solutions for how first time homeowners, first generation homebuyers, and minority homeowners should work with an advisor that can help them mitigate some of that bias.

Anna is author of Closing the Gap in Homeownership--Rewriting the Rules Against Mortgage Discrimination. In her book, Anna highlights racial disparities in loan approval rates, property valuations, and service standards. Winner of 5 national book awards, she has published a number of books in recent years on affordable and sustainable homeownership, including a housing financing book in Spanish. Anna is a nationally recognized expert on the topic of fair and responsible mortgage lending and has written more than 40 compliance handbooks for industry professionals.


LINKS

www.annadesimone.net

www.housingresearchpress.com

www.linkedin.com/in/annadesimone



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